Landlords Insurance Articles

Landlords Insurance recommends the following articles which we hope you find of interest.

Simply click on the article title to read the entire content.

What Affects the Cost of Landlord Insurance in Australia?

Landlord insurance premiums can vary widely because insurers assess each rental property, landlord and policy differently. This guide explains the common factors that may influence cost, including location, property type, cover limits, excess, tenant risks, claims history and optional benefits. - read more

What Does Landlord Insurance Cover in Australia?

Landlord insurance can help protect Australian rental property owners from risks such as insured property damage, tenant-related damage, loss of rent and liability claims. Cover varies between insurers, so landlords should understand the main cover sections, common exclusions, optional benefits and policy limits before choosing a policy. - read more

Proven Strategies to Maximise Your Investment Property Rental Income

Navigating the rental property market in Australia can be both rewarding and challenging. With fluctuating property prices and evolving tenant expectations, landlords need to stay informed and proactive. - read more

Is Landlord Insurance Tax Deductible in Australia?

Australian landlords can generally claim landlord insurance premiums as a rental property expense when the policy relates to an income-producing rental property. The deductible amount may depend on how the property is used, what the policy covers and whether any private use or non-rental period applies. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Insurance News

Affordability Pressure Is Changing the Risk Picture for Landlords

15 Sep 2026: Paige Estritori

Recent rental market commentary is again highlighting a practical issue for Australian landlords: tenant affordability is becoming a stronger force in how rental demand behaves. While many areas remain tight by historical standards, rising living costs and stretched household budgets are changing what renters can absorb, where they look, and how long they stay. - read more

Why Rental Energy Upgrades Should Prompt an Insurance Review

08 Sep 2026: Paige Estritori

Recent rental market reporting has again drawn attention to energy-efficiency expectations for Australian rental homes, including jurisdictions where insulation, heating, cooling or broader minimum standards are becoming a more active compliance issue. For landlords, the story is not only about improving comfort for tenants or meeting legal obligations. It is also a reminder that upgrades can change the risk profile of an investment property, particularly where tradespeople, temporary vacancies, older buildings or electrical work are involved. - read more

Why changing rental rules should trigger an insurance check

01 Sep 2026: Paige Estritori

Recent rental market coverage has again highlighted how state-based tenancy reforms are changing the operating environment for Australian landlords. In New South Wales, reforms affecting termination grounds, pets, rent payments and tenant protections are a reminder that rental property risk is no longer only about market vacancy rates or weekly rent growth. It is also about how confidently a landlord can manage compliance, document decisions and respond when something goes wrong. - read more

Uneven Rental Signals Put Landlord Risk Reviews Back in Focus

25 Aug 2026: Paige Estritori

Fresh rental market commentary is pointing to a more uneven outlook for Australian landlords, with tenant demand, vacancy conditions and rent growth no longer moving in a single national direction. Some locations remain highly competitive for renters, while others are showing signs of softer enquiry, affordability fatigue or a gradual lift in available listings. - read more

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Knowledgebase

Insurable Interest:
A financial or other kind of interest in the insured item or person, necessary for a valid insurance contract.

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